Holiday Spending Tips from Operation Hope's Judy Woods

 

Judy Woods of Operation Hope, located inside the Central Library downtown 

 Are you effectively planning your holiday so you can “holler” goodbye to debt? Judy Woods, financial coach at Operation HOPE, located inside the Central Library in downtown Birmingham, is encouraging you to deck the halls, NOT your credit, nor your budget or your family.

Embrace these financial clues to avoid the holiday blues and enter the new year with a plan to enhance your financial wellbeing. Join Judy on Friday, December 15, for the Circle of HOPE, a festive gathering inside Judy's office on the 3rd Floor of the Birmingham Public Library Research Building, 2100 Park Place! 

As your financial coach, Judy Woods is excited to host a 3-hour Holiday Meet & Greet Resource Social, bring together clients, potential clients, and a few community partners.

Let’s connect, share insights, and embrace the holiday spirit. It’s a unique opportunity to strengthen our financial journey together and build meaningful relationships while improving our financial wellness. See you there! 

To register for Operation HOPE's Circle of HOPE December 15 with Judy Woods, email judy.woods@operationhope.org or call (205) 478-0557.

Here are some holiday shopping tips from Judy Woods of Operation HOPE:

* Plan holiday spending ahead of time – don’t leave home without a list.

* Rethink your spending priorities – don’t attempt to impress or be intimidated by others.

* Avoid excessive alcohol consumption – reduce your entertainment plans. 

* Prepare for difficult money talks – reevaluate what you are spending and spend your wage.

* Look for occasions to laugh – there is joy in living and celebrating happy memories. 

* Choose time over money – you can never get it back.

* Limit shopping time online- no explanation needed.

* Make a gratitude list – focus on what is right in your life. 

* Enter 2024 with NO holiday debt-don’t allow your ho, ho, ho to become an owe, owe, owe.

* Find a balance between enjoying today while preparing for tomorrow – Don’t allow your holiday traditions to leave a New Year hangover there is HOPE!